Practical Guide to Choosing and Managing Business Insurance for Small Companies

Practical Guide to Choosing and Managing Business Insurance for Small Companies

What business insurance actually covers — and why founders should care Core policy types explained Business owners usually encounter five core policy types: property (building and contents), public liability, professional indemnity, employer’s liability, and business interruption. Each covers a specific risk. Property protects physical assets. Public liability covers third-party injury or damage. Professional indemnity covers…

The Unseen Costs: Identifying and Mitigating Hidden Expenses in Small Business Operations

The Unseen Costs: Identifying and Mitigating Hidden Expenses in Small Business Operations

Starting a business is exciting. You’ve got the idea, the passion, and maybe even a solid business plan. But what about the expenses that sneak up on you? The ones that aren’t always obvious when you’re sketching out your budget? Many small businesses, especially here in Nigeria, find themselves blindsided by these “hidden” costs, which…